Ledger Users Can Now Spend Crypto Directly via MasterCard-Backed Card

Ledger, Mercuryo, and Mastercard have forged a partnership to introduce a debit card designed for Ledger hardware wallet users, enabling seamless global spending of cryptocurrency holdings. Launched on April 23, 2025, the Spend card eliminates conversion hurdles by automatically swapping tokens for fiat during transactions. The move signals growing mainstream acceptance of digital assets, bridging the gap between decentralized finance and traditional payment systems.

Crypto enthusiasts can now leverage their holdings for everyday purchases without manual conversions or intermediary steps. The collaboration taps into Ledger’s security infrastructure, Mercuryo’s fiat gateway expertise, and Mastercard’s payment network dominance.

"This isn’t just another crypto card—it’s the first truly native spending solution for self-custody users," observed a payments industry analyst. The product launch coincides with increasing institutional interest in blockchain-based financial products, reflecting broader market maturation. Cardholders gain instant liquidity while maintaining control of their private keys, addressing a persistent pain point in cryptocurrency adoption.